Our Finance Commitment to You

We will be fully transparent in the information given to you regarding lending, which means we will always disclose to you, the borrower, a lending quote.

  • Any documentation fees
  • Competitive interest rates
  • The terms of the contract
  • The total amount payable
  • Any monthly account keeping fees

Purchase or Lease?

Financing/Hire Purchase

Hire purchase is typically referred to as financing your vehicle, meaning you get drive your car while paying it off. This can be particularly useful if don’t the have cash to buy the vehicle up front. This can be made even better if taking advantage of our brands low finance rate offers.

When financing your vehicle there can be set-up and accounting fees to pay alongside your deposit (if you are putting one in). Your deposit may also just be the vehicle you are currently driving that is being traded in. Things like accessories, service plans and on-road costs will also need to be covered in your deposit.

Getting approval: before we both sign on the dotted line we’ll need to ensure or look at the following:

  • You can afford the agreed repayment schedule (weekly or monthly payments etc.) - We are responsible lenders
  • The agreement meets both of our requirements
  • Your personal/business credit history and whether your owe money to other lenders
  • You are over the age of 18 and have a restricted or full NZ drivers licence, and have 2 forms of NZ id available

For a more in-depth look at hire purchase we recommend reading through this page from Consumer Protection NZ here.

Ready to take the next step

*You are protected by responsible lending laws. Because of these protections, the recommendations given to you about this loan are not regulated financial advice.